Sector

Real estate and brownfield environmental insurance.

Contaminated land is a deal-killer for the unprepared and a competitive advantage for those who know how to insure it. Meliora ESG places the EIL and transactional cover that unlocks brownfield value.

The buyer profile

Residential and mixed-use developers, regeneration partnerships, REITs, family offices and private real estate funds acquiring industrial or post-industrial sites across the UK.

Where insurance changes the deal

  • Bridging the indemnity gap between vendor and buyer on contaminated sites
  • Satisfying lender environmental covenants without escrow
  • Capping remediation cost overruns through stop-loss structures
  • Protecting against post-completion discovery of unknown conditions
  • Underwriting biodiversity net gain commitments and habitat liability

Typical placements

Single-site EIL for acquisition, multi-year portfolio cover for active developers, contractor's pollution liability wrapped around remediation works, and bespoke transactional policies for complex disposals.

Related
Next step

Discuss your environmental risk

Speak directly with James Alexander about Environmental Impairment Liability, brownfield acquisitions, or lender requirements.

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